What you need to know about
Louisiana fortify homes program
What is it?
The Louisiana Fortify Homes Program grants up to $10,000 for homeowners to upgrade their roofs to standards set by the Insurance Institute for Business & Home Safety. The program will help Louisiana homeowners strengthen their roofs to better withstand hurricane-force winds.

FAQs
The LFHP grants up to $10,000 for homeowners to upgrade their roofs to the FORTIFIED™ Roof standard set by the Insurance Institute for Business & Home Safety (IBHS). The program will help Louisiana homeowners strengthen their roofs to better withstand hurricane-force winds.
The wind mitigation standard adopted by the LFHP is known as the FORTIFIED™ Roof standard and was developed by the Institute for Business & Home Safety (IBHS). All materials used in the Fortified standard have been extensively tested and approved. Please refer to the IBHS site for more information about specific materials e.g., metal roof panels. More information about the FORTIFIED™ Roof standard is available at www.fortifiedhome.org. Wind mitigation consists of construction methods that strengthen a building against severe storms, high winds and wind-driven rain. Learn more about mitigation-related tax deductions and premium discounts by clicking here.
Homeowners must visit www.ldi.la.gov/fortifyhomes to create a profile in the LFHP system, then complete and submit an online grant application. The application process will open periodically to receive online applications, which will accept a limited number of applicants on a first-come, first-served basis.
Most primary residences, including duplexes and similar structures, are eligible for the program. New construction homes, condominiums and mobile homes do not qualify.
Homeowners are only eligible for their primary residence and will be asked to verify they have a homestead exemption on the property during the application process. Homeowners must also provide proof of an in-force wind insurance policy and in-force flood insurance policy if the home is in a Special Flood Hazard area. The home must be in good repair and eligible for upgrade to the FORTIFIED™ Roof standard as determined by a FORTIFIED™ Evaluation.
A FORTIFIED™ Evaluation is performed by a FORTIFIED™ Evaluator (like Knockout Inspections) and is a required step in the grant process that determines whether the home can be upgraded under the LFHP and what work is needed to upgrade the home. An evaluation is also performed after the work is complete to confirm the home was properly upgraded to the FORTIFIED™ Roof standard. Homeowners are responsible for paying the evaluation fee. A list of approved Evaluators is available here. Knockout Inspections would love to assist you!
Please contact LFHP if you have questions concerning eligibility for the program. If you have questions about the FORTIFIED process or designation, please contact Knockout.
This Louisiana Fortify Homes Grant Program requires the involvement of a FORTIFIED™ Evaluator. Knockout Inspections has a team of licensed and certified FORTIFIED™ Evaluators ready to assist you!
Why Buy a fortified home in Louisiana?
Safety, Savings, & Smarter Investing.
SAFETY
FORTIFIED Home Program was created by the Insurance Institute for Business & Home Safety (IBHS). It is a voluntary construction and re-roofing Program designed to strengthen homes and commercial buildings against specific types of severe weather such as high winds, hail, hurricanes and even tornados. By choosing FORTIFIED, you are getting protection that goes beyond even the strictest code.
SAVINGS
Insurance companies agree: FORTIFIED protects homes and reduces damage. When you purchase a FORTIFIED Home at any level of certification (Roof, Silver or Gold), you will be eligible to receive insurance discounts from most carriers. Discounts will depend on the state and carrier, but will typically average between 30-50% reduced payments.
SMARTER INVESTING
The risk of resale dramatically reduces with a FORTIFIED Home. As long as you renew your FORTIFIED certification every 5 years, the value of your home will remain high and desirable due to the benefits of safety and insurance discounts. Knockout’s team of FORTIFIED Evaluators will be here to make sure your renewal inspections go smoothly when the time comes.
MAKE SURE IT’S FORTIFIED
It’s important to note that just because a listing description says a home is FORTIFIED, it’s still worth confirming before committing. There are several ‘Caveat Emptor’ states in the US (including Alabama), which basically means it is the buyer’s responsibility to ask for information before purchasing the home.
The National Standard of Resilience | FORTIFIED Roof | FORTIFIED Silver | FORTIFIED Gold |
---|---|---|---|
Enhanced Roof Deck Attachment | YES | YES | YES |
Sealed Roof Deck | YES | YES | YES |
Locked Down Roof Edges | YES | YES | YES |
Impact-Resistant Shingles Rated by IBHS** | YES | YES | YES |
Wind and Rain-Resistant Attic Vents | YES | YES | YES |
Impact Protection for Windows & Doors* | YES | YES | |
Impact* & Pressure-Rated Garage Doors | YES | YES | |
Chimney Bracing | YES | YES | |
Reinforced Soffits* | YES | YES | |
Anchored Attached Structures | YES | YES | |
Gable End Bracing | YES | YES | |
Pressure-Rated Windows & Doors* | YES | ||
Stronger Exterior Sheathing* | YES | ||
Engineered Roof-to-Wall Connections | YES | ||
Engineered Story-to-Story Connections | YES | ||
Engineered Wall-to-Foundation Connections | YES | ||
*Required in Hurricane Prone Areas Only **Required in Hail Prone Areas Only |
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Call us today to discuss how we can help get your home FORTIFIED