Introducing the Louisiana Fortify Homes Program. It grants up to $10,000 for homeowners to upgrade their roofs to standards set by the Insurance Institute for Business & Home Safety. The program will help Louisiana homeowners strengthen their roofs to better withstand hurricane-force winds.
What is the LOUISIANA FORTIFY Homes program (LFHP)?
The LFHP grants up to $10,000 for homeowners to upgrade their roofs to the FORTIFIED™ Roof standard set by the Insurance Institute for Business & Home Safety (IBHS). The program will help Louisiana homeowners strengthen their roofs to better withstand hurricane-force winds.
What is the FORTIFIED Roof Standard?
The wind mitigation standard adopted by the LFHP is known as the FORTIFIED™ Roof standard and was developed by the Institute for Business & Home Safety (IBHS). All materials used in the Fortified standard have been extensively tested and approved. Please refer to the IBHS site for more information about specific materials e.g., metal roof panels. More information about the FORTIFIED™ Roof standard is available at www.fortifiedhome.org. Wind mitigation consists of construction methods that strengthen a building against severe storms, high winds and wind-driven rain. Learn more about mitigation-related tax deductions and premium discounts by clicking here.
How do I apply?
Homeowners must visit www.ldi.la.gov/fortifyhomes to create a profile in the LFHP system, then complete and submit an online grant application. The application process will open periodically to receive online applications, which will accept a limited number of applicants on a first-come, first-served basis.
What types of homes are eligible?
Most primary residences, including duplexes and similar structures, are eligible for the program. New construction homes, condominiums and mobile homes do not qualify.
What requirements must a homeowner meet to be eligible?
Homeowners are only eligible for their primary residence and will be asked to verify they have a homestead exemption on the property during the application process. Homeowners must also provide proof of an in-force wind insurance policy and in-force flood insurance policy if the home is in a Special Flood Hazard area. The home must be in good repair and eligible for upgrade to the FORTIFIED™ Roof standard as determined by a FORTIFIED™ Evaluation.
What is a FORTIFIED Evaluation?
A FORTIFIED™ Evaluation is performed by a FORTIFIED™ Evaluator (like Knockout Inspections) and is a required step in the grant process that determines whether the home can be upgraded under the LFHP and what work is needed to upgrade the home. An evaluation is also performed after the work is complete to confirm the home was properly upgraded to the FORTIFIED™ Roof standard. Homeowners are responsible for paying the evaluation fee. A list of approved Evaluators is available here. Knockout Inspections would love to assist you!